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How to Avoid a Major Dental Bill

How to Avoid a Major Dental Bill


One of the most common reasons why people avoid trips to the dentist is because of the size of the bill. Surveys repeatedly show that people avoid dental care because of the cost, or that it seems to be expensive. Coincidentally, health benefit packages are also dropping dental insurance coverage by employers and small business owners. The results aren’t surprising: people going without dental care because they’re afraid they can’t afford it.

Fortunately, there are several things you can do to lower the cost of your dental bill.

Join a Dental Discount Plan

The first step toward lowering the price of dental treatments is to find an affordable dental discount plan like the ones offered on These plans can save you an average of 15%-50% on dental care!

Review Your Fee Schedule

A fee schedule is a list of the discounted rates you get as a dental discount plan member. You can check your fee schedule to see how much you’ll pay, using your plan, for any treatment included in your plan.

Get Treatment Done Sooner

Thirdly, the biggest factor that influences the cost of your dental bill is how long you put off your treatment. It’s simple, really. Having a small cavity is cheaper to treat when all you need is a filling. But leave that decay untreated and it will spread into the nerve of the tooth. At that point, you’ll require not just a root canal, but also a crown. Delay it even longer and the tooth will need to be extracted and then replaced with a dental implant.

The longer you wait to take care of your dental problem, the more it is likely to wind up costing you extra money.

See Your Dentist Regularly

What if you don’t know that you need dental treatment until something starts hurting? That’s one of the key elements of scheduling your preventive care appointment every six months. During these visits, your dentist can spot dental problems before they ever turn into an abscessed tooth or a toothache. The earlier an issue is diagnosed, the less expensive it is to treat.

Ask About Discounts

Maybe you don’t have dental insurance but you know you need the treatment. If financing isn’t available for a month-to-month plan, you might want to ask about getting a cash discount. Some dentists will slightly reduce their fees if you are paying for everything up front.

What Alternatives Are Available?

Depending on your situation, you may have more than one option available to address your specific dental problem. Let’s say you need to replace a missing tooth due to aesthetic and functional reasons. You have a few different choices: get a bridge, get a dental implant, wear a removable partial…or just leave the space alone.

Talk to your dentist about what each option’s advantages or disadvantages are. Then, get the financial coordinator to print out a treatment plan with the different pricing and insurance benefits side-by-side. The financial aspect of your treatment may make it easier for you to decide on the option that’s best for your own unique concerns.

Which Dental Discount Plan to Choose?

Ask your dentist what dental discount plans they accept. Or contact the experts at to find participating providers in your area.

Save 15% to 50%* at the Dentist

With an Aetna Dental Savings Plan.

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